Insurance Policy
At Intelikava, we offer a wide range of flexible and inclusive insurance policies designed to protect individuals, families, and businesses. Our solutions are simple, affordable, and tailored to meet your unique needs. Whether it’s life, health, or business protection, we ensure you have peace of mind knowing that your future is secure.
Learn MoreDirect Payment
We make premium payments easy and convenient through secure digital channels. With mobile integration and direct payment options, you can manage your policy, make renewals, and settle claims seamlessly—anytime, anywhere. No paperwork, no delays—just simple, transparent transactions.
Learn More24x7 Support
Our dedicated customer support team is always available to assist you whenever you need help. From policy inquiries to claims assistance, we’re here to ensure you get prompt and reliable service around the clock. At Intelikava, your protection never sleeps.
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About us
At Intelikava, we are committed to transforming the insurance landscape in Zambia by making insurance more accessible, affordable, and inclusive for all. As an underwriting management company in partnership with ZEP-RE, we specialize in providing innovative digital insurance solutions that meet the needs of underserved populations, businesses, and emerging markets and otherwise not typically catered for through more traditional offerings of insurance.
- Accessible Insurance: Bringing insurance services closer to individuals and businesses through digital platforms.
- Offering cost-effective insurance products designed to suit every income level.
- Ensuring everyone — including underserved communities — can access quality insurance.
We Are Best In Our Class
At Intelikava, we take pride in being the best in our class — setting the benchmark for digital insurance innovation and inclusivity in Zambia. Our strength lies in combining deep industry expertise with advanced technology to create solutions that truly meet the needs of our clients. Backed by the strong reinsurance capacity of ZEP-RE, we provide trusted, reliable, and secure insurance services that deliver real value.
Get Your Insurance As Per Your Needs
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Our Flexible
Pricing Plans
Flexible payment plans allow customers to pay their insurance premiums in small, manageable amounts instead of one large payment. This makes insurance affordable and accessible to everyone, especially low-income earners or those with irregular income.
Premium
Monthly payment plans
- Affordable micro-premium payments
- Fast digital onboarding
- Easy mobile claims submission
- Flexible payment plans
- Instant policy activation
Insurance Service We Provide You
Microinsurance Solutions
Designed for low-income individuals and small businesses, our microinsurance products offer essential coverage at affordable rates.
Mobile-Integrated Insurance
We provide mobile-enabled insurance services, making it easy for customers to purchase and manage policies through their phones, bringing insurance directly into their hands.
Aggregate Driven Insurance
We provide tailored risk management mechanisms to medium size and large groups of people for purposes of effectively providing unique solutions through pooled common risks, driven by collective desires and aspirations
Benefits
